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The GMA Consultancy Card Products are service access frameworks and do not constitute financial products, legal retainers, regulatory approvals, or guarantees of outcomes.
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Complimentary advisory hours are non-transferable, provided on a best-effort basis, and do not replace formal engagement agreements where required.
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Discounts, prepaid hours, refill conditions, and pricing structures are subject to internal policies and may be amended without prior notice.
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All services are subject to conflict-of-interest assessments, professional judgment, applicable laws, and regulatory requirements.
For full terms, conditions, and eligibility criteria, clients are encouraged to contact GMA Consultancy directly.
Black Card Eligibility and Conditions
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The GMA Black Card is a non-commercial, discretionary recognition granted solely at the Company’s discretion. It is not available for purchase or request, does not create contractual entitlement, and may be modified or withdrawn at any time.
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CSR allocations are managed according to GMA Consultancy’s internal CSR Policy and do not create third-party rights.
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Participation in any GMA communication channels, including WhatsApp communities, is optional and informational only and does not constitute regulatory advice or official notification.
Gold Card Discount Conditions
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Any discount linked to Gold Card replenishments applies solely to the first billed service requested following each replenishment, is contingent upon the purchase of a minimum of ten (10) man-hours per replenishment, and is capped at a maximum cumulative discount of 5%.
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The cumulative discount resets to 0% at the beginning of each calendar year.
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Discount eligibility, calculation, and application remain subject to GMA Consultancy’s internal policies and service acceptance procedures.
Silver Card Eligibility and Discount Conditions
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The Silver Card is a complimentary introductory card and may be issued only under eligibility conditions determined by GMA Consultancy, including:
- Booking a free consultancy meeting
- Attending an event organized, sponsored, or delivered by GMA Consultancy or its team
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Any discount associated with the Silver Card applies only to the first billed service requested by the Silver Card holder. Issuance of a Silver Card does not obligate GMA Consultancy to accept any future engagement.